MINI Financial Services.

MINI Financial Services offers packages that are tailored to what you need to get your hands on the MINI of your choice.^ Be it long term or short term – you'll discover a vast variety of solutions, payment options and fixed interest rates.

Once you have chosen your fabulous new MINI (the hard part), the Business Manager at your MINI Garage will work with you to find a solution that suits your needs, so all you have to worry about is picking the colour of your MINI.

Our great range of finance products offers options for both private and business customers, whether it’s a Personal Loan and Prestige Lease, Chattel Mortgage or the innovative MINI FLEX which guarantees the future value of your MINI.*

The Business Manager at your MINI Garage will be able to advise you on our range of MINI Finance products including;

  • Personal Loan
  • Prestige Lease
  • Chattel Mortgage

^ Finance provided by BMW Australia Finance Limited (ABN 78 007 101 715, Australian Credit Licence 392387). Fees, conditions and approval criteria apply.
*MINI FLEX consists of:
a) in the case of a loan, an option to sell the vehicle to us for a Guaranteed Future Value amount (GFV) at the end of the contract term; or
b) in the case of a lease, predetermining the value of the vehicle for the purpose of your end of lease obligations,
provided the vehicle has not exceeded the contracted kilometre allowance and meets fair wear and tear conditions. If instead you wish to retain ownership of your vehicle outright, the GFV will be payable at the end of your contract. Alternatively, you can refinance the GFV or apply the proceeds of trading-in your vehicle towards paying out the contract. The GFV is not a representation of the anticipated market value of the vehicle at the end of the contract term. To be eligible, vehicles must be built within 18 months and bear a compliance plate dated within 12 months of contract date.
Mileage cannot exceed 10,000km at contract commencement.
Overseas models shown.