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MINI CONSUMER LOAN.

FUN, FREEDOM, FLEXIBILITY.

MINI Consumer Loan helps give you more financial freedom. By using our money to finance the vehicle of your choice, you can keep your funds free for other purposes.

A MINI Consumer Loan is an ideal way to enjoy your vehicle. By selecting the contract term (from 24 to 60 months) you can tailor monthly repayments to suit your needs. Making your budgeting easier, payments are fixed during the period of the contract. For your added convenience, we can organise direct debiting of your monthly repayment from your nominated account.

To suit your funding requirements, you can elect to have a final payment (balloon) on the contract. Available only from participating MINI dealers, MINI Consumer Loan is designed for drivers who use their vehicles wholly or predominantly for private purposes.

Simply select the vehicle that best suits your needs, and then talk with the Business Manager at your preferred participating MINI Garage. They can assist you in obtaining a loan term and monthly repayment amount to meet your objectives and requirements*. You may also have the option of including the on-road costs in the finance contract if you wish.

KEY BENEFITS.
  • Fixed Interest Rate
  • Optional Balloon/Lump Sum Payment
  • Available on MINI FLEX (Guaranteed Future Value) ^
  • Available on New/Used/Demo

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​​Your Business Manager at your MINI Garage will work with you to find a finance solution that suits your needs, so all you have to worry about is picking the colour of your MINI.

*Finance provided by MINI Financial Services (a division of BMW Australia Finance Limited, ABN 78 007 101 715, Australian Credit Licence 392387). Conditions, lending criteria, fees and charges apply.

^MINI FLEX consists of:
a) in the case of a loan, an option to sell the vehicle to us for a Guaranteed Future Value amount (GFV) at the end of the contract term; or
b) in the case of a lease, predetermining the value of the vehicle for the purpose of your end of lease obligations, provided the vehicle has not exceeded the contracted kilometre allowance and meets fair wear and tear conditions. If instead you wish to retain ownership of your vehicle outright, the GFV will be payable at the end of your contract. Alternatively, you can refinance the GFV or apply the proceeds of trading-in your vehicle towards paying out the contract. The GFV is not a representation of the anticipated market value of the vehicle at the end of the contract term. To be eligible, vehicles must be built within 18 months and bear a compliance plate dated within 12 months of contract date. Mileage cannot exceed 10,000km at contract commencement.